Rewards at all Levels
Note: LP means Life Point - One bottle of Transfer Factor Plus Advanced Formula equals 50 LP and on bottle of Transfer Factor Classic equals 34 LP  (definitions)

Bonus Programs

Personal LP Payout
For Leaders and above who generate over 100 LP in a month, the first and second generation payout levels are reversed with payout of commissions beginning at the distributor's personal level on his/her Volume over 100 LP. The distributor will receive 25 percent on his/her personal Volume in excess of 100 LP, his/her upline sponsor will receive two percent and the next upline distributor will receive five percent. The payout will continue according to the Life Rewards Plan until all levels of the plan are paid out.

Rapid Reward Program

As if the Life Rewards Plan didn't already offer enough incentives, it also rewards you even further for each new distributor you enroll! On a new recruit's first product order, the first two levels of the compensation plan are reversed so that the enroller receives 15%-25% commission! The enroller's immediate upline receives 5%. This bonus only occurs on the first order.

Leader 4Life

Maintain your Leader status and get paid as a Leader, permanently!

Although there are several ranks within the Life Rewards Plan to allow you to achieve your dreams, Leader 4Life is far and above the most effective position to begin your business. By fulfilling a few simple requirements when you enroll as a distributor, you will maintain the rank of Leader and be paid at this position for the life of your distributorship. This program is available to all NEW 4Life Distributors at the time of enrollment, so act now to jumpstart your business from the very beginning. Here's how to do it:

Purchase a Distributor Business Success Kit

Generate 100 Personal LP of 4Life Products

Enroll in AutoShip or Back-up AutoShip for 100 LP  (not required for Europe, Asia and Mexico)

Once you have met the requirements of becoming a Leader 4Life, maintaining your Leader position is simple! Just purchase 100 LP of products monthly and remain on AutoShip or Back-up AutoShip - that's all you have to do to reap the rewards of this outstanding position.

NOTE: When customers purchase a minimum of 100 LP per month directly under a distributor's ID#, that automatically cancels/suspend the Back-up AutoShip for coming to you in a given month. I can explain more about this system by phone. Send me a message

Not only does this position offer large rewards for you, the Leader 4Life, but it is a very effective way to develop a strong and stable organization when you enroll future recruits at this profitable position. As a Leader 4Life, your level of commitment and enthusiasm is sure to skyrocket as you build your organization with this innovative program!

Preferred Customer Program

The Preferred Customer Program does not require a sign-up fee and allows individuals who may not be interested in the business building aspect of 4Life to purchase products from the entire line of 4Life Products at wholesale cost. The Customer Program allows you to purchase products for personal use, although reselling products for retail profit is prohibited. Because you will only be purchasing products for personal consumption, you will not have the opportunity to participate in the Life Rewards Plan.

As a 4Life Distributor, you can enroll Preferred Customers into your organization and benefit from their product purchases. Enrolled Preferred Customers are placed on the frontline of your organization, enabling you to receive 15-25% commission (depending on your qualification level) on each and every order the customer places. You'll receive your commissions from Preferred Customers twice a month with your Rapid Reward Checks.

Importance of AutoShip

One of the strengths of the 4Life Compensation Plan is its ability to provide a more stable income as a result of the requirement for distributors above the rank of Associate to be enrolled in AutoShip or Back-up AutoShip. For this reason, it is crucial for you to be enrolled in one of these programs in order to meet your personal monthly qualification requirements. By wisely taking advantage of the convenience of one of these programs, you will avoid accidentally missing your monthly qualification, free up your time and ensure receiving your bonus check each and every month.

AutoShip and Back-up AutoShip are uniquely designed to let you pre-select the 4Life products you want and have them automatically shipped to you each month, eliminating the need for monthly ordering. You receive the products you want most-when you want them. Then every month, you can count on your order being delivered like clockwork-hassle free.

AutoShip  (not required for Europe, Asia and Mexico)
Choose the date you want your AutoShip order to be sent (any day between the 1st and 19th of each month) Decide which products you want to receive each month. You can customize the date and content of your AutoShip order as often as you like.

Back-up AutoShip  (not required for Europe, Asia and Mexico)
Back-up AutoShip includes any combination of products you choose that totals at least 100 LP. If no product has been ordered on your account (totaling 100 LP) as of the date of your Back-up AutoShip, your Back-up AutoShip order will be sent to you automatically. Decide on which products you want to receive every month. Choose the date you want your order to be sent (any day between the 21st and 25th of the month)

You may suspend or cancel AutoShip at anytime without penalty.*

Use AutoShip/Back-up AutoShip to maximize your time and your money-making ability. It will make all the difference in your business success! Speak with a Distributor Services Representative today to set up your order!

*All changes to your AutoShip or Back-up AutoShip orders must be made in writing. To maintain a distributorship at the Leader 4Life position in the Life Rewards Plan, a distributor is required to remain on AutoShip or Back-up AutoShip or their status will be affected.

Rewards at all Levels!

Associate Qualification (I always recommend to start as a Leader)
Generate 50 personal LP in each calendar month. This qualifies the Distributor to receive 2% commission (1st generation) and 15% commission (2nd generation). They will also qualify for participation in the Power Pool. Leader QualificationGenerate 100 personal LP in each calendar month, be signed up on AutoShip or Back-up AutoShip for at least 100 LP and enroll four Associates or above (two must be frontline), each with a minimum monthly purchase of 100 LP. The Leader is now qualified to receive commissions on three generations; 2% (1st generation), 25% (2nd generation) and 5% (3rd generation). They will also qualify for participation in the Power Pool.

Diamond Qualification
Generate 100 personal LP in each calendar month, be signed up on AutoShip or Back-up AutoShip for at least 100 LP and enroll six Associates or above (three must be frontline), each with a minimum monthly purchase of 100 LP. The Diamond must have 3,000 GLP in his or her first 3 levels (without compression). In addition to the commissions earned by a Leader, a Diamond is now qualified to receive the 4th generation infinity bonus; 6% (4th generation to infinity unless interrupted by another Diamond or higher). They will also qualify for participation in the Power Pool.

Presidential Diamond Qualification
Generate 100 personal LP in each calendar month, be signed up on AutoShip or Back-up AutoShip for at least 100 LP, personally enroll eight Associates or above (four must be frontline), each with a minimum monthly purchase of 100 LP and have 10,000 GLP in his or her first 3 levels (without compression). A Pres. Diamond must also have two separate Legs containing at least one distributor with a paid as rank of Diamond or higher. In addition to commissions earned as a Diamond, the Pres. Diamond now receives 12% on the 4th generation infinity bonus and 6% Infinity Pass-Through Bonuses, as well as two additional levels of Infinity Bonuses (3% through 2 generations of distributors with a rank of Presidential Diamond or higher.) They will also qualify for participation in the Power Pool.

International Diamond Qualification
Generate 100 personal LP in each calendar month, be signed up on AutoShip or Back-up AutoShip for at least 100 LP, personally enroll ten Associates or above (five must be frontline), each with a minimum purchase of 100 LP and have 20,000 GLP in his or her first 3 levels (without compression). An Int. Diamond must also have two separate legs containing at least one distributor with a paid rank of Pres. Diamond or higher. In addition to receiving all the benefits of a Pres. Diamond, he or she will qualify for two additional levels of Infinity Bonuses (2% through 2 generations of distributors with a rank of Int. Diamond or higher). They will also qualify for participation in the Power and Premier Pools.

Gold International Diamond Qualification
Generate 100 personal LP in each calendar month, be signed up on AutoShip or Back-up AutoShip for at least 100 LP, personally enroll twelve Associates or above (six must be frontline), each with a minimum purchase of 100 LP and have 20,000 GLP in his or her first 3 levels (without compression). A Gold Int. Diamond must also have three separate Legs containing at least one distributor with a paid rank of Int. Diamond or higher, plus at least 250,000 LP in Organizational Volume. In addition to receiving all the benefits of an Int. Diamond, he or she will qualify for two additional levels of Infinity Bonuses (2% through 2 generations of distributors with a rank of Gold Int. Diamond or higher). They will also qualify for participation in the Power and Premier Pools.

Platinum International Diamond Qualification
Generate 100 personal LP in each calendar month, be signed up on AutoShip or Back-up AutoShip for at least 100 LP, personally enroll twelve Associates or above (six must be frontline), each with a minimum purchase of 100 LP and have 20,000 GLP in his or her first 3 levels (without compression). A Platinum Int. Diamond must also have three separate Legs containing at least one distributor with a paid rank of Gold Int. Diamond or higher, plus at least one million LP in Organizational Volume. In addition to receiving all the benefits of a Gold International Diamond, he or she begins to qualify for participation in the Platinum Pool (1% of the company LP).

Bonus Pools and Dream Vacations

3% Power Pool - Starts Jan. 1, 2003
The Power Pool represents three percent of 4Life’s monthly LP. Each time that three new distributors in your organization, whom you personally enrolled, purchase at least 100 LP for two consecutive months, you will be eligible to participate in the Power Pool.  Two percent of the Power Pool will be paid to distributors on a pro rata basis based upon the new volume brought into their organization by the new distributors. This payment will be made on the tenth day of the month following the two-month period. The remaining one percent of the Power Pool will be used to provide select distributors, qualifying for the Power Pool, with “The Great Escape.” Winners of The Great Escape will be selected through a random drawing held each month. These trips will occur on a monthly basis and each winner will receive a dream vacation for two, paid for by 4Life. Distributors qualifying for the Power Pool will receive one drawing ticket for each new distributor brought into their organization with at least 100 LP and two drawing tickets for each new distributor brought into their organization with at least 400 LP.

An estimated 10 to 12 couples will win the free 5 day 4 nights vacation every month.
Are you sitting down?  4Life even pays for your meals at the hotel.
Where is The Great Escape Dream Vacation?  See the 5-Star Hotel Ihilani on Oahu, Hawaii.

2% Premier Pool - Starts March 1, 2003
The Premier Pool represents two percent of 4Life’s monthly LP and is established for the benefit of Int. Diamonds and Gold Int. Diamonds. The Pool is paid out on the 15th of the month following the bonus period. One-half of the amount paid through the Pool is paid on a pro rata basis based on shares earned. Each month a distributor qualifies as an Int. Diamond, one share of the pool will be earned. Each month a distributor qualifies as a Gold Int. Diamond, two shares of the pool will be earned. The remaining half of the amount paid through the Premier Pool is paid on a pro rata basis based upon monthly Paid-on Volume of the eligible distributors. Paid-on Volume represents the LP in your organization upon which you receive commissions.

In addition, a portion of the Premier Pool and Platinum Pool is allocated to provide a special, annual Grand Adventure for exceptional Int. Diamonds, Gold Int. Diamonds and Platinum Int. Diamonds. Distributors qualifying as Int. Diamonds for at least ten months, as Gold Int. Diamonds for six months or Platinum Int. Diamonds for two months during the year will be rewarded with the annual Grand Adventure.

Bonus Programs

Personal LP Payout
For Leaders and above who generate over 100 LP in a month, the first and second generation payout levels are reversed with payout of commissions beginning at the distributor's personal level on his/her Volume over 100 LP. The distributor will receive 25 percent on his/her personal Volume in excess of 100 LP, his/her upline sponsor will receive two percent and the next upline distributor will receive five percent. The payout will continue according to the Life Rewards Plan until all levels of the plan are paid out.

Rapid Reward
A bonus paid to the enroller on a new distributor’s first order. On that first order, the first two levels of the compensation plan are reversed so that the enroller receives 15% to 25% commission. The enroller's immediate upline receives two percent. This happens only on the first LP order. All subsequent volume is paid according to the Life Rewards Plan.

Books about Transfer Factors (online reading)

• Transfer Factor Natural Immune Booster  By William J. Hennen Ph.D.
• Transfer Factors Nature’s State-of-the-Art Immune Fortifiers  By  Rita Elkins, M.H.

If you are sincerely interested in changing your life financially, and want to earn some serious part-time/full time income from your home using your computer and harnessing the power of the internet, please complete the form below, or call 206-984-2415 and leave a message on my voice mail... I will personally get back with you with all of the details.  I offfer a free Transfer Factor website when you sign up as a Leader from this website or I can help you sign up by phone. contact me by email

Here are samples of free Transfer Factor websites in English, Spanish, Dutch and French

USA/Canadian distributors    <>    European distributors    <>   Asia distributors     <> In French     <> In Dutch    <>  In Spanish

Audio Presentation by Dr. Rob Robertson, M.D

Opportunity presentation

Conference calls

Exclusive, patented products developed by leading medical doctors - available only through our company.

The company's top money earners work directly with you and help you achieve success.

Ground floor opportunity for people who want to achieve financial freedom.

A “Rejection-Proof Recruiting System” that is creating HUGE residual incomes!

Health Insurance Covers Transfer Factor

DEFINITIONS

LIFE POINTS(LP): The dollar amount assigned to 4Life products for the purpose of calculating commissions or the commissionable volume.
GROUP LIFE POINTS (GLP): Life Points accumulated in the first three levels of a downline (no compression). GLP is used as one qualification for Diamonds and above.
ENROLLER: A 4Life Distributor or above who introduces a new recruit to the opportunity and is credited with placing the new recruit's first order.
SPONSOR: A 4Life Distributor or above to whom a new recruit is placed "front line".
FRONT LINE: A new recruit that has been sponsored by a 4Life Distributor or above.
LINE (Sometimes referred to as a leg): A part of your downline that starts with someone sponsored by a 4Life Distributor.
BONUS QUALIFIER: A Distributor or above who qualifies for generation commissions.
QUALIFIED GENERATION: A level in the downline on which a bonus qualifier exists.
PASS THROUGH: A bonus paid to one which another in the downline is not entitled to.
QUALIFIED "LIKE" POSITION: A qualified position in the downline equal or greater than your own.

In a world where stress, pollution, poor diet and new strains of "superbugs" are constantly undermining people's immune systems and leading to more frequent or prolonged infection, 4Life recognizes the importance of innovation in nutrition. We know that in order to successfully battle these everyday challenges and to achieve overall well-being, continual advancements need to be made to help support immune strength and promote better health for you and your family. Transfer Factor is a set of messaging molecules that convey immune information within an individual's immune system. Nature also uses transfer factor to carry immune information from one individual's immune system to another individual. This in fact is how it got its name: by being the factor that transferred immunity from one person to another.

Health Insurance Covers Transfer Factor

A United States Court has ruled in favor of an insurance claimant.

Transfer factor is not to be considered an "experimental" since the substance has been used by the medical community for many years, and has been covered by several health insurance carriers. Numerous studies were cited that showed the effectiveness of transfer factor as an immune disorder treatment.
Blue Cross Blue Shield among other carriers has reimbursed historically for transfer factor use.  Transfer factor is covered under Title XVIII of the Social Security Act.
A Medicare carrier is responsible to reimburse to the extent of the claim (i.e. 80% if an 80/20 plan minus an unmet deductible, if any).  Cited case 565-36-34896A - (HIC)
000-99-0053 - Docket Number

April 25, 1989 - Date of Judge Stanley S. Sadur's Ruling

Administrative Law Judge Office of Hearings and Appeals 24th Floor
100 Van Hess Ave. San Francisco CA 94102

Department of Health & Human Services
Social Security Administration
Office of Hearings & Appeals

Marna Slocam (Claimant/Beneficiary)
vs.
Blue Cross Blue Shield of Texas (Carrier/Intermediary)

Amount of Claim - $1400.00

We have reports of three other cases where clients were reimbursed by their insurance companies (in accordance with their 80/20 policies). Each regional office of each company will be different. You will probably have to educate your insurance company yourself. Use any information on this site to help . You may also need something from your doctor.

This information is reported by a third party for your own use. We cannot accept any responsibility for the actions of an insurance company or an attorney. If your insurance company is unfamiliar with Transfer Factor, you will have to educate them on what it is and what it is used for. Feel free to use any information on this site for that purpose.

Shirley's Wellness Cafe

Holistic Health Care for People & Animals
 

More at Shirley's Wellness Cafe:

Healthy Pets Naturally - An Overview
Holistic Animal Health & Optimum Pet Nutrition
Natural Health for Children
Natural Health for Women
Natural Health for Men
Natural Health for Diabetes
Health Issues: Consumer Alert!
Alternative Cancer Therapies
Natural Herbal ANTIBIOTICS
What is Homeopathy?
Urine therapy: medically proven natural cure
Raw Food & Juice Therapy
Therapeutic Fasting
Healing with Herbs & Other Natural Remedies
Water: the great healer
Amazing healing power of clay
Bee Pollen's Medical Miracles
Marine plants to enhance health
Guide to natural treatments for Fibromyalgia
Immune system: the body's defense department
Sunlight to restore health
Cayenne Pepper: the great healer
Wheatgrass juice: nectar of health and rejuvenation
Healing Earth: Fulvic Acid & Shilajit
A healing crisis: what is it?
Transfer Factor for people and animals
Emotional Freedom: overcoming stress naturally
Overcoming The Sugar Blues & Getting Off Prozac
Healing shingles/herpes zoster naturally and rapidly
Flaxseed Oil The Wonder Healer
Bad Cholesterol: A Myth and a Fraud! Fats that Heal, Fats that Kill!
Salt Deficiency: the cause of many serious disease
Radiant, healthy skin: the natural way
Dangers of Modern Medicine: Iatrogenic Diseases
Healing asthma: a drugless approach
Healing eczema: a drugless approach
Healing psoriasis: a drugless approach
Parasites Infections: Symptoms and Natural Treatment (humans &  pets)
Basic Healing Principles
AIDS/HIV/AZT: truth behind the propaganda
The bitter truth about nutrasweet
Canola oil: how toxic is it?
Bovine Growth Hormones in your milk
Beware of Genetically Engeneered Foods
Radiation Emergencies: Protecting The Thyroid Gland
Weight Loss: natural and healthy solutions
West Nile Virus - what the media won't tell you
About the author of this website

Vaccines:
Vaccines: deception & tragedy
Vaccines and Sudden Infant Death Syndrome (SIDS)
Misdiagnosed Shaken Baby Syndrome: A Criminal Consequence of Vaccine Injury
AUTISM: is there a vaccine connection?
Criminal Consequence of Vaccine Injury
Anthrax Vaccine Facts & Gulf War Syndrome
Government Enforced Vaccinations: Vaccination Tracking Registry
How To Legally Avoid Unwanted Immunizations Of All Kinds
Vaccine Support Groups & Organizations
Animals: chronic dis-ease caused by vaccines
Nosodes: alternative to conventional vaccines
Library: Vaccine Controversy books

Holistic Children's Health :
Nutrition for Babies & Children
Attachment Parenting
Ear infections: alternative to tubes and antibiotics
Childhood vaccinations: are they really safe and effective?
Sudden Infant Death Syndrome: astonishing facts
Autism: is there a vaccine connection?
The Circumcision Decision: what I wish I had known...
Understanding your baby's needs
Natural Birth & Home Birth
Ritalin Free Kids: Helping Children, Not Drugging Them
Homeopathy for Children & Infants
Forced Drugging of Children Parents  facing jail over compulsory drug orders.
No longer blind: the story of Shirley's baby born blind & brain-injured

Holistic Animal health
Do You Really Know What's In Your Pet's Food? by Dr. Jane Bicks DVM
Why RAW food?
Food Unfit For Pets
All Natural Healthy Pet Food
Animal Nutritional Therapy
Natural Animal  Health
Homeopathy for animals
Pet Allergies: non toxic natural solutions
Rearing healthy pups & kittens
Saving Shasta's life: a holistic approach
Sample RAW pet food recipes
Toxic environment and your pet's illness
Alternative to antibiotics
Testimonials of amazing animal cures: the drugless approach
Preventing & Healing Animal Cancer without drugs or surgery
Holistic Health for Horses
Feline Holistic Health
Natural diet for pet birds
Vaccinosis: chronic dis-ease caused by vaccines
Nosodes: alternative to conventional vaccines
List of holisitic veterinarians
Managing flea bites and hotspots naturally
Improving your animal's health with kelp
Books & video: holistic animal health
Training Shasta for personal protection
Non-toxic health products and supplies for your pets